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Documentation

Welcome to the 88 Pay API documentation! This guide will help you integrate our platform seamlessly into your application. Whether you're new to APIs or an experienced developer, this tutorial will walk you through the basics of using 88 Pay to power your transactions.

Essential Glossary​

In the world of payments, it is crucial to understand certain key concepts in order to integrate and make the most of 88 Pay services. This glossary will help you become familiar with the terms and processes you will encounter throughout this documentation.

  • API Key: Your unique identifier to authenticate requests to our API. Without this key, you will not be able to interact with our services.

  • Authentication Token: Generado con tu clave API, este token es temporal y se utiliza para autorizar cada solicitud.

💳 Understanding Payment Methods​

Payment methods are the different ways customers can complete transactions. The choice of method often depends on factors such as geography, user preferences, and accessibility. Below is an overview of the most widely used payment methods supported by modern platforms:

  • Credit and Debit Cards: A global standard for online and in-person transactions. Customers use their bank-issued cards to make payments quickly and securely.
  • Bank Transfers: A reliable option for moving funds directly from a customer’s bank account to your platform. Especially popular for large or recurring payments.
  • Digital Wallets: Innovative solutions like PayPal, Google Pay, and regional equivalents allow users to store funds digitally and make seamless transactions with enhanced security.
  • Cash Payments: Some markets offer cash-based solutions where customers can pay through partner locations, such as convenience stores or authorized collection points.
  • Cryptocurrencies: Increasingly favored for their speed and global reach, digital currencies like USDT provide flexibility for modern businesses, especially in industries like eGaming and Forex.

By supporting a variety of payment methods, 88Pay ensures that businesses can cater to diverse audiences, maximizing convenience and transaction success rates.

🔄 Understanding Pay Ins and Pay Outs​

In the realm of digital payments, distinguishing between Pay Ins and Pay Outs is fundamental to managing financial transactions efficiently:

1. Pay Ins: Receiving Funds

  • This refers to the process where customers transfer money to your business or platform.
  • Common scenarios include:
    • Customers making purchases online for products, services, or subscriptions.
    • Deposits made by users into their accounts on platforms such as gaming, Forex, or content services.

88 Pay ensures these transactions are secure, streamlined, and adaptable to various payment methods, including cards, bank transfers, and digital wallets.

2. Pay Outs: Disbursing Funds

  • Pay Outs involve transferring money from your platform to individuals or entities.
  • Typical use cases include:
    • Paying out winnings, rewards, or commissions to users in industries like eGaming or gambling.
    • Settling vendor payments or disbursing funds to business partners in marketplaces.
    • Allowing users to withdraw their account balances quickly and reliably.

88 Pay’s robust infrastructure simplifies both processes, offering flexibility for handling high volumes, supporting multiple currencies, and ensuring compliance with regional regulations. Whether you’re collecting funds or distributing payouts, our system provides the tools to do it seamlessly and securely.

➡️ Next Steps​

Congratulations on starting this journey! Now that you have the basics down, we invite you to explore our full API reference to discover all the features we offer.